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The Retirement Rubicon
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Oliver Buchannon
Harry Chemay

A strong return is not a retirement plan

Jul 15, 2026

New research on planning confidence, FY26 fund returns and RIS disclosures points to the same challenge: members need clearer pathways from super performance to retirement decisions.

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Safeguarding super, or just watching it leak?

Jul 1, 2026

ASIC REP 833 puts platform trustees' advice-fee and switching controls back under the spotlight.

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What does retirement actually cost?

Jun 17, 2026

ASFA's March quarter Retirement Standard and AMP's Lifetime Retirement Income package trace the gap between adequacy benchmarks and integrated retirement income design.

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The retirement income execution gap

Jun 3, 2026

KPMG’s latest sector review, CFS’s platform expansion and APRA’s March quarterly stats all point to the same question: can the system turn intent into usable retirement pathways?

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When future retirees don’t look like today’s

May 20, 2026

The Actuaries Institute’s latest intergenerational equity index raises a hard question for retirement strategy: what changes when more members approach retirement with weaker housing security and widening wealth dispersion?

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The Retirement Rubicon - Budget Special

May 13, 2026

Lumisara's retirement take from the Budget lock-up

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The member decision gap

May 6, 2026

ASIC’s retirement readiness survey shows the gap between confidence and preparedness. This edition also looks at March’s panic-switching and APRA’s warning on AI governance.

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Stranded balances, fee pressure, and APRA’s retirement scorecard

Apr 22, 2026

The Actuaries Institute proposes a default decumulation model, UniSuper sharpens pension-phase competition, and APRA consults on the Retirement Reporting Framework.

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Adviser-ready funds, longevity capital, and trustee diligence

Apr 10, 2026

What the new adviser-ready accreditation, APRA’s final longevity capital settings, and ASIC’s latest comments on trustee diligence mean for super funds

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TRR #6 (2026): Budget wish lists, longevity products, and the adviser pipeline

Mar 26, 2026

AustralianSuper and HESTA's pre-Budget submissions, MLC Retirement Boost hits pension phase, and Treasury revisits adviser education standards

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TRR #5 (2026): The Retirement Gap Starts Long Before Retirement

Mar 11, 2026

What trustees should take from the links between pay, partnership, housing and retirement risk

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19 retirement principles. Zero penalties. Why they still matter.

Feb 25, 2026

Special Edition: Treasury's finalised guidance on retirement 'best practice principles'

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TTR #3: Super switching “red flags” are on the table

Feb 13, 2026

Treasury’s MIS consultation floats an alert layer, AGILE updates and duelling retirement budgets

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The Empire Strikes Back?

Jan 30, 2026

Competitive Net Flows, AMP’s Lifetime Boost, and ASIC’s 2026 Key Issues

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2025's Retirement Risk Retrospective

Jan 14, 2026

A review of the retirement risks that manifested on the downside last year

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Three years after QAR: what’s changed?

Dec 18, 2025

Help, Guidance and Advice - Where are funds 3 years on from the QAR?

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Retirement Income Covenant turns 3!

Dec 5, 2025

Three years on, how are super funds operationalising the RIC?

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Decumulation's Lost Decade?

Nov 19, 2025

Has Australia missed the global pension evolution?

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Welcome to The Retirement Rubicon

Nov 5, 2025

A journey across the decumulation river

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The Retirement Rubicon

Lumisara’s fortnightly briefing on the research, products and regulation shaping retirement income in Australia

© 2026 The Retirement Rubicon.
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